An employer-sponsored retirement plan, that combines the benefits of a 401(k) with a profit sharing plan. The Double Advantage Safe Harbor 401(k) (DASH401(k)), maximizes tax efficiency by stacking several tax code provisions.There are three steps to creating a DASH401(k): First, the employer makes 3% vested contributions to elect "safe harbor" plan status. This buys the plan an exemption from the ADP testing requirements and thus allows higher paid employees to maximize their elective deferrals. Because the ADP testing requirements have been removed, the second step is to maximize elective deferrals by the highly paid employees (i.e. employee contributions). Additional profit sharing employer contributions are then made. Calculations are made to determine the amount of additional contributions that can be made without diluting the allocations to the business owner. Watch: Introduction in 401(k) The DASH401(k) retirement plan is commonly used by employers who want to maximize contributions to a select group, such as owners and executives. In exchange for mandatory vested employer contributions, administration fees are generally lower than with those with a standard 401(k) plan, and contribution limits are much higher.Because the DASH401(k) plan combines an age-based plan with a Safe Harbor plan, the DASH401(k) is ideal for business owners and management that are older than their employees. It is also important to note that the employer is making a 3% contribution with immediate vesting commitment to all eligible employees. For this reason, the DASH401(k) plan is not for all employers.
A company that embraces the internet as the key component in its business. Dotcoms are so named because of the URL customers visit to do business with the company, e.g. www.Amazon.com. The “com” stands for “commercial.” By contrast, websites run by companies whose primary motivations are not commercial, such as nonprofit companies, often have domain names ending in “.org,” which is short for “organization.” The dotcoms took the world by storm in the late 1990s, rising faster than any industry in recent memory. Despite the fact that most internet companies were losing money at alarming rates, they were given huge valuations on the stock market - but it didn't last for long. The Nasdaq surged to a historical high in March of 2000, and within a few years most of the dotcom sector was wiped out.
A slang phrase referring to a tactic a hedge fund would use to try to mislead other funds that attempt to mimic its trades. By making small trades but enthusiastically purporting these trades, a hedge fund will attempt to mislead other funds into thinking that these are its big trades and investments. The hedge fund doing the reverse desk is trying to minimize the amount that it is being copied by its competitors. If other hedge funds attempt to mimic a portfolio this increase in buying will result in increased prices, so by "doing the reverse desk" hedge funds are attempting also to get the most favorable prices for their trades. The results of this tactic stem from the fact that news about trading spreads very quickly, so by adding some noise into the communication process hedge funds can attempt to mislead other funds.
One of the four categories (quadrants) of the BCG growth-share matrix that represents the division within a company that has a small market share in a mature industry. A dog does not require substantial investment capital; however, because it is found within a mature industry, profits returned are minimal and capital allocated to such divisions can be used more effectively elsewhere. But, this is not always the case, as dogs may represent a strategic part of a company regardless of profits.
A slang term referring to a financial seminar that presents new products or issues of securities to potential buyers. Also known as a "road show". The term originated in the late 19th century to describe circuses which featured dog and pony acts that toured towns and cities across the United States.
The process of adding to one's portfolio in such a way that the risk/return tradeoff is worsened. Investors often achieve this by investing in a number of different mutual funds that have similar investment strategies within the same grouping of shares. A diversification strategy usually involves the accumulation of assets with negative correlations, which reduces risk and can increase potential returns by minimizing the negative effect of any one asset on portfolio performance. However, investing in too many assets with similar correlations will result in an averaging effect where risk is at its lowest level and additional assets reduce potential portfolio returns as well as the chances of outperforming a benchmark.
1. The process of investing on an ongoing basis in a small but growing firm over a period of time. Essentially, a drip feed results in a startup company receiving capital contributions as the need for capital arises, rather than getting a lump sum capital contribution at the company's inception.2. The process of retail investors contributing small amounts of their savings to their investment pool on a periodic basis, such as $200/month, for example. 1. With this type of financing arrangement, startup firms operate with very little surplus capital; their financing needs are only contributed to by venture capitalists as the need for capital arises.2. Individual investors can benefit from this type of strategy: it reduces the risk of entering positions in overpriced securities, since the investments are spread out. This technique also moderately smooths market fluctuations for the investor, since he or she benefits from dollar-cost averaging (a fixed dollar contribution amount each month, for example, will result in more equity shares being purchased at low market prices than at high prices). Of course, as a trade-off for the safety of this added smoothness, investors sacrifice the potentially higher returns they might have seen if they had simply made a lump sum investment at low market prices.
The oil and gas operations that take place after the production phase through to the point of sale. Most oil companies are known as being "integrated" because they combine upstream activities, which include exploration and production, with downstream operations.
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