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当前位置:金号角网> 金融学院> 金融知识 > 英文财经词汇 > Buzz Words - 财经术语> Redlining

恭喜湖南/长沙市【成功】需求金额200万元

恭喜湖南/长沙市【成功】需求金额200万元

恭喜湖南/长沙市【成功】需求金额300万元

恭喜湖南/长沙市【成功】需求金额200万元

恭喜湖南/长沙市【成功】需求金额1000万元

Redlining

2020-08-14 编辑:网站编辑 有504人参与 发送到手机
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The unethical practice whereby financial institutions make it extremely difficult or impossible for residents of poor inner-city neighborhoods to borrow money, gain approval for a mortgage, take out insurance or gain access to other financial services because of high default rates. In this case, the rejection does not take the individual's qualifications and creditworthiness into account.

In some cases of redlining, financial institutions would literally draw a red line on a map around the neighborhoods in which they did not want to offer financial services, giving the term its name. Although the Federal Community Reinvestment act was passed in 1977 to put an end to all redlining practices, critics say the discrimination still occurs.