1. One of the four categories (quadrants) in the BCG growth-share matrix that represents the division within a company that has a large market share within a mature industry. 2. A business, product or asset that, once acquired and paid off, will produce consistent cash flow over its lifespan. 1. A cash cow requires little investment capital and perennially provides positive cash flows, which can be allocated to other divisions within the corporation. These cash generators may also use their money to buy back shares on the market or pay dividends to shareholders. 2. This term is a metaphor for a dairy cow that produces milk over the course of its life and requires little maintenance. A dairy cow is an example of a cash cow, as after the initial capital outlay has been paid off, the animal continues to produce milk for many years to come.
什么是票据付款 票据付款有广义和狭义之分。广义的票据付款,泛指票据债务人依票据而对票据权利人进行的一切金钱支付,既包括付款人或承兑人在票据到期时,对持票人进行的支付;也包括追索义务人对追索权利人进行的支付;以及保证人对持票人进行的支付。狭义的票据付款,仅指付款人或承兑人在票据到期时,对持票人所进行的票据金额的支付。 目录 1 票据付款的程序 2 票据付款的损失承担 票据付款的程序 1、付款的期限。我国《票据法》第53条规定,持票人应当按照下列期限提示付款: 1)见票即付的汇票,自出票日起1个月内向付款人提示付款。 2)定日付款、出票一定期付款或者见票后定期付款的汇票,自到期日起10日内向承兑人提示付款。 3)持票人未按照票据法规定的期限提示付款的,在做出说明后,承兑人或者付款人仍应当继续对持票人承担付款责任。 2、提示付款。提示付款人应为合法持票。持票人也可以委托代理人进行提示。我国票据法第53条第3款规定,通过委托收款银行或者通过票据交换系统向付款人提示付款的,视同持票人提示付款。 3、付款程序。 1)持票人在票据法规定的提示期限内提示付款的,付款人必须在当日足额付款。 2)持票人获得付款的,应当在汇票上签收,并将汇票交给付款人。持票人委托银行收款的,受委托的银行将代收的汇票金额转账收入持票人账户,视同签收。 3)持票人委托的收款银行的责任,限于按照汇票上记载事项将汇票金额转入持票人账户。 4)付款人及其代理付款人付款时,应当审查汇票背书的连续,并审查提示付款人的合法身份证明或者有效证件。 5)汇票金额为外币的,按照付款日的市场汇价,以人民币支付。 票据付款的损失承担 根据我国票据法的规定,付款人在进行付款时,只须对所提示的票据进行形式审查,交无实质审查义务。付款人在履行法定审查义务后进行的付款是有效付款,即使发生错付,亦可善意免责。但在下列情况下,付款人须承担付款的损失: 1、付款人或代理付款人以恶意或者重大过失过款的。如因恶意或重大过失欠缺对提示付款人的合法身份证明或有效证件的审查;欠缺对票据记载事项的审查包括绝对必要记载事项是否完备、是否有绝对有害的记载事项、背书是否连续等的审查;对在公示催告期间的票据进行付款的;收到止付通知后进行付款的,均应当自行承担责任。 2、对定日付款、出票后定期付款或者见票后定期付款的汇票,付款人在到期日前付款的,如果发生错付,付款人应自行承担所产生的责任。
Government legislation that was created in 1970 to prevent financial institutions from being used as tools by criminals to hide or launder their ill-gotten gains. This is achieved by requiring banks and other financial institution to provide documentation (such as currency transaction reports) whenever clients deal with transactions that involve substantial sums of money ($10,000 or more) that appear to be suspicious. This way, authorities have the ability to easily reconstruct the entire situation.Also known as "Currency and Foreign Transactions Reporting Act". |||This is not to say that every transaction exceeding $10,000 is documented. The BSA has a list of exceptions that do not require documentation. Government departments/agencies and companies listed on the major North American exchanges are two examples of exempt parties.While this act is useful in fighting criminal activity, as with all matters of privacy, the act is somewhat controversial as there are very few guidelines defining what is considered suspicious and law enforcement agencies do not need to get a court order to gain access to the information.
自动再投资计划(Automatic reinvestment) 目录 1 什么是自动再投资计划 2 相关条目 什么是自动再投资计划 自动再投资计划是指投资者将在基金投资过程中应分配的基金红利,授权基金管理公司自动转为基金单位进行再投资。这实际上是收入分配的一种形式。基金管理公司为鼓励投资者以其分配的收入继续购买基金份额,大部分自动再投资都不收取任何附加费用。有些基金管理公司还允许投资者的红利可再投资于其名下的其他基金。 相关条目 自动投资计划 自动再投资计划是一个小作品。你可以通过或修订扩充其内容。
A Fibonacci trading tool used to aid investors in indentifying price movements. Essentially, using this model, investors attempt to buy high and sell low. One of its main uses is to indentify the underlying structures of price movements by analyzing the changing shape of the ellipse. The Phi Ellipse is normally drawn by a computer program due to its complexity. Generally speaking, a phi ellipses is used to detect price patterns so investors are better capable of forecasting pricing moves, and therefore, able to detect when a buy or sell is in order. These patterns found in the ellipses have practical application to many trading forums, such as Forex trading platforms.
A trading system that involves human decision-making for entering and exiting trades. This is in contrast to automatic trading, which employs programs linked to market data, which are able to originate trades based on human instructional criteria. Manual traders often employ computer programs in order to consolidate information. In some cases, they may also set automated indicators to alert them to potential trading opportunities. However, in all cases, human input is required to authorize trades. |||There is an ongoing debate as to whether automated trading is advisable or not. Currently, most traders believe that manual trading is superior, since human judgment is required to gauge market trends and control risk. They feel that the proper place for automation is in monitoring data and consolidating it for human interpretation. However, proponents of automated trading argue that this method is superior, since it takes irrational human behavior out of the equation. This debate is likely to become even more relevant as programmable trading continues to become even more sophisticated.
什么是考试选拔法 考试选拔法是指通过公开进行考试,挑选销售人员的一种方法。这种方法的特点是:事先不确定预备人选和报名人数限额,只规定报考的条件,凡是具备报考条件的人员,都可以报名参加考试,企业根据每个人考试的成绩择优选用。 考试选拔法的基本程序 1、确定选拔销售人员的种类及其必备的基本条件,以及考试的内容、范围和注意事项,并预先公布于众。 2、对报名参加考试的人员进行资格审查,将不具备报考资格者筛选掉,并通知具备报考资格者定时参加考试。 3、书面考试。主要是进行文化知识、销售业务知识、企业管理知识等有关知识的笔试,从中选出成绩优秀者参加口试。 4、口头测验。对优选出的书面考试成绩符合标准的人员,进行口头测验。主要是提出一些有关产品销售业务范围的问题,由考生进行回答,以测验其分析问题、判断问题、处理问题的经验和能力,从中确定符合条件者,即可选聘为销售人员。 考试选拔法的优缺点 采用考试选拔法的优点是:选拔销售人员范围广泛,便于发现优秀人才,特别是有利于为本企业平时未被发现的销售人才,创造一个脱颖而出的机会。 其缺点是:往往有的人员考试成绩很好,而实际进行销售业务工作的能力却较差。因此,采取这种方法选拔出来的销售人员,一般应经过一定时间的培训或试用。 相关条目 招聘选拔法 见习选拔法
深证成份B股指数 深证成份股指数,是深圳证券交易所编制的一种成份股指数,是从上市的所有股票中抽取具有市场代表性的40家上市公司的股票作为计算对象,并以流通股为权数计算得出的加权股价指数,综合反映深交所上市A、B股的股价走势。成份股中的B股用于计算成份B股指数。深证成份B股指数于1995年1月23日正式发布,1995年5月5日正式启用。 基期及基点: 1994.07.20 =1000 指数计算: 深证成份股指数为派氏加权价格指数,即以指数股的计算日股份数作为权数进行加权计算。 指数计算公式是: 即日指数=即日指数股总市值/基日指数总 值×基日指数 样本选择标准: 在深圳证券交易所挂牌上市的40家上市公司的股票中的B股股票。 选取样本时考虑的因素有: ①上市交易日期的长短; ②上市规模,按每家公司一段时期内的平均总市值和平均可流通股市值计; ③交易活跃程度,按每家公司一段时期总成交金额计。样本调整原则:为保证指数的代表性,必须视上市公司的变动更换成份股,深圳证券交易所定于每年1、5、9月对成份股的代表性进行考察,讨论是否需要更换。 来自"http://wiki.mbalib.com/wiki/%E6%B7%B1%E8%AF%81%E6%88%90%E4%BB%BDB%E8%82%A1%E6%8C%87%E6%95%B0"