A loan not secured by an underlying asset or collateral. Unsecured debt is the opposite of secured debt. Taobiz explains Unsecured Debt The concept of unsecured debt is easily understood when its opposite is considered. A good example of secured debt would be a mortgage. The bank loans out money to a lender who uses it to buy a house; the house becomes the asset backing the loan. In the case of unsecured debt, a lender loans money without the security that an underlying asset provides. For this reason, unsecured debt carries more risk for the lender, which in turn makes the loan more expensive. The more additional risk that a lender must take on, the higher the rate of interest a borrower must pay, making unsecured loans subject to higher rates.
A loss that results from holding onto an asset rather than cashing it in and officially taking the loss. Taobiz explains Unrealized Loss Let's say you own a stock that is down 50%, but you haven't sold it to realize the loss yet. This is said to be an unrealized loss.
A U.S. bulletin that gives updated bid and ask prices as well as other information on OTC bonds. |||Similar to the pink sheets that track non-exchange traded OTC micro-cap stocks, the yellow sheets are a primary source of information for investors who track OTC bonds or fixed income securities.
A profit that results from holding on to an asset rather than cashing it in and using the funds. Taobiz explains Unrealized Gain Let's say you own a stock that has doubled, but you haven't sold it yet. This is said to be an unrealized gain.
A certificate of deposit issued by a foreign bank in the United States. As they usually have a minimum face value of $100,000, Yankee certificates of deposit are generally used by institutional and other large investors looking to invest funds in instruments with a relatively high degree of safety, although they are unsecured. |||Yankee certificates of deposit can most often be found in New York financial markets. They are generally negotiable, which enables them to trade in a secondary market. Typically, they have a maturity of less than a year.
A company with previously issued securities that are no longer quoted or traded on formal exchanges such as the NYSE. Shares in these companies are available in the over-the-counter market, but they trade in very low volumes, if at all. Taobiz explains Unquoted Public Company One reason for such companies is the fact that a private firm cannot have more than 50 shareholders. By remaining unquoted, the firm's owners can operate the business in a similar nature to a private company, avoiding federal and exchange regulations. Unquoted public companies can also result from a company being delisted. Because the shares of these companies are not quoted and are rarely traded, they are often illiquid and difficult to price. Usually analysts will value unquoted shares by using comparables or price multiples.
A certificate of deposit (CD) issued in the U.S. market, typically in New York, by a branch of a foreign bank. |||Yankee CDs are negotiable instruments, and most have a minimum face value of $100,000.
A category of stocks for utilities such as gas and power. The utilities sector contains companies such as electric, gas and water firms and integrated providers. Taobiz explains Utilities Sector Because utilities require significant infrastructure, these firms often carry large amounts of debt. With a high debt load, utilities companies become sensitive to changes in the interest rate. As interest rates rise or drop, the debt payments will increase or decrease. The utilities sector performs best when interest rates are falling or remain low.
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