The currency abbreviation or currency symbol for the Andorran franc (ADF). The Andorran franc was replaced as the national currency of Andorra by the euro (EUR) in 1999. |||Prior to being replaced by the euro in 1999, the Andorran franc was pegged at parity to the French franc. Unlike in Monaco, there was no formal union of currencies with France. Because of this, no Andorran coins/notes were minted/printed.
A momentum indicator that attempts to gauge supply and demand by determining whether investors are generally "accumulating" (buying) or "distributing" (selling) a certain stock by identifying divergences between stock price and volume flow. It is calculated using the following formula:Acc/Dist = ((Close – Low) – (High – Close)) / (High – Low) * Period's volume |||For example, many up days occurring with high volume in a downtrend could signal that the demand for the underlying is starting to increase. In practice, this indicator is used to find situations in which the indicator is heading in the opposite direction as the price. once this divergence has been identified, the trader will wait to confirm the reversal and make his or her transaction decisions using other technical indicators.
人力资源效用指数概述 衡量人力资源管理工作还有一种方法是人力资源绩效指数（Human Resource Performance Index, HRPI）。它是使用大量的人力资源系统数据来建立的，开发者称它能够成功地用来评估企业在招聘、选择、培训和留用等方面的工作。但是目前还缺乏将其与组织绩效相比较的尝试。 最具综合性的研究是由美国学者杰克·菲力浦斯（Jack J. Phillips）研究开发的人力资源效用指数（Human Resourcce Effective Index, HREI）。他通过对八个工业部门、九十一家企业的研究表明，人力资源绩效和组织有效性之间存在一定联系。研究中所采用的、被实践证明是可行的六个衡量人力资源部门绩效的指标是： 人力资源部门费用/总经营费用； 酬金总支出/总经营费用； 福利总成本/总经营费用； 培训与开发成本费用/总雇员数； 缺勤率； 流动率（人事变动率）。 人力资源有效性指数由上述六个指标及其有意义的关联式组合而成，其表达如下： 总收入/员工总数 资产总数/员工费用 经营收入/员工费用 经营收入/股东、股本总数 以上指标因其简单明了，易于计算和理解而被人乐于接受。它们在进行不同组织间的比较很有用，也可以用于组织内部控制和目标制订工作。 相关条目 人力资源记分卡 人员能力成熟度模型 人力资源指数 投入产出分析 组织健康报告法 人力资源成本控制 人力资源审计 人力资源声誉
A form of discrete time-switch option in which the interest on one side accrues only if certain conditions are met. Payment of interest in the accrual swap occurs if the reference rate, such as LIBOR or EURIBOR, is above or below a certain level. One party pays the standard floating reference rate, and in turn receives the reference rate plus a spread. Interest payments to the counterparty will only accrue for days in which the reference rate stays within a certain range. |||Investors and companies utilizing accrual swaps assume the risk that the reference rate will stay in a certain range. The broader the lower and upper cap, the greater the risk that the reference rate will fall within this range, which is typically what is desired since interest will not be accrued. For example, a company with a floating-rate obligation denominated in euros wants to hedge its exposure by paying a fixed rate which is below the market rate. The floating rate is conditional on how many days EURIBOR is within an agreed upon range during a set period. The goal of the company is to obtain a lower fixed rate by assuming the risk that the EURIBOR rate will fall outside of the agreed upon range.
The monetary unit used when recording transactions in a company's book. The accounting currency is not necessarily the same as the selling currency, which is what customers see when conducting a transaction, such as a sale. Companies are likely to use their home country's currency when recording transactions, even if the sale was denominated in a foreign currency. For example, a Chinese firm conducting business in Japan will likely use the yuan as the accounting currency, even if sales transactions are conducted using the yen. |||For companies or investors managing multiple currencies, the interplay of foreign exchange rates and conversions can make the maintenance of the books a complicated task. For companies operating in countries with a major currency, such as the U.S. dollar, euro or pound, the accounting currency may be the same as the selling currency. Companies operating in smaller markets with "minor" currencies are more likely to have a domestic accounting currency and a foreign selling currency.
The fixed portion of an interest-rate swap, expressed as a percentage rather than as a premium or a discount to a reference rate. |||The absolute rate is a combination of the reference rate and the premium or discounted fixed percentage. For example, if the LIBOR is 3% and the fixed interest portion of the swap is at a 7% premium, the absolute rate is 10%. It is sometimes also referred to as an absolute swap yield.
什么是团队精神培训 随着企业外部环境的剧烈变化，企业核心能力的培养变得越来越重要。而采用工作团队的方式开展工作是企业核心竞争力得以发挥的一种保障。要创建一个高绩效的团队，需要团队成员与公司战略一致的共同愿景，需要团队所有成员相互信赖与开放沟通。还需要共同面对困境，这一切都需要团队成员的共同历炼，而共同历炼的最佳方式就是接受团队精神培训。 团队精神培训是通过集体性活动，使培训者在共同生活、共同学习，协同解决问题的过程中提高员工对集体的认知程度，从而达到提高团队凝聚力的培训活动，这种集体培训也是现代企业培训体系中新开发的培训内容。 团队精神培训相关知识 团队精神培训浓缩了团队的形成、震荡、规范和成熟的全过程，通过精心设计的情景，向团队施加各种压力源，如挑战性目标、有限的资源、紧张的节奏、生疏的环境、不确定的结果等，使每个人都能充分体验到紧张与激动、受挫与成功、沮丧与信念、惧怕与自豪等各种情绪，团队将通过有效沟通、互相鼓舞、共同聪明、付诸行动，最终战胜压力、超越极限，创造平时不能实现或不敢想象的目标，达到提高团队凝聚力、增强团队士气的目的。 团队精神在近年来越来越受到企业经营者的重视，团队工作的方式也几乎为所有的企业所接受。很显然，在现代社会中，单枪匹马英雄式的经营行为已经不可能存在，这是个相互合作的社会，失去团队的作用就意味着失去了在社会上进行经营运作的可能。为了加强团队内部的合作，增强团队的工作能力，所有的企业经营者们都把眼光投到增强团队的凝聚力上，团队精神培训应运而生。 团队精神培训几乎没有职位的限制，只要可能，在一齐工作学习的员工和治理者都可以同时进行团队精神培训。当然现在也有很多企业在新人员进入企业之前，先进行团队精神培训，把它作为岗前培训的一部分。团队精神培训的表现形式有很多，主要有挑战练习、团队组织活动、建立学习型组织、帮助在企业内部建立非正式组织等。
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