A federal agency that provides insurance for U.S. exporters. The Foreign Credit Insurance Association is a voluntary association formed in 1961 by some 50 U.S. insurance companies and sponsored by the Export-import bank. |||The insurance provided protects the purchaser from both commercial risk (when the debtor is unable to pay due to their business situation) and political risk (when the debtor is unable to pay due to changes in the politics of a particular country). The Export-import bank deals primarily with political risk, while the FCIA covers commercial risk.
The art and science of making decisions about investment mix and policy, matching investments to objectives, asset allocation for individuals and institutions, and balancing risk against. performance.Portfolio management is all about strengths, weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other tradeoffs encountered in the attempt to maximize return at a given appetite for risk. In the case of mutual and exchange-traded funds (ETFs), there are two forms of portfolio management: passive and active. Passive management simply tracks a market index, commonly referred to as indexing or index investing. Active management involves a single manager, co-managers, or a team of managers who attempt to beat the market return by actively managing a fund's portfolio through investment decisions based on research and decisions on individual holdings. Closed-end funds are generally actively managed.
证券交易风险的含义 交易行为结果的不确定性而发生亏损的可能性。――交易行为所产生的结果是不确定的,它与投资者预期收益目标会发生偏离(正偏离、负偏离)。 证券公司的证券交易风险:证券公司在证券自营或经纪业务中由于各种主、客观原因而造成损失的可能性(证券自营风险、证券经纪风险)。 主观原因:证券公司自身的管理、操作失误引起的风险; 客观原因:证券市场不可预见的、客观因素的变化所带来的风险。 证券交易风险的种类 法律风险:证券公司在自营或经纪业务中违反国家法律、行政法规和中国证监会的规定,可能受到法律制裁而导致损失; 市场风险:由于影响证券市场诸多因素发生不可预见变化而导致市场波动,可能给证券公司造成损失。证券市场高风险主要指市场风险,因此证券交易的基本风险是:市场风险。 技术风险:证券公司的电子信息系统发生技术故障,从而导致证券公司不能正常开展业务活动所带来的损失。 经营风险:证券公司在业务经营中由于经营水平的差异,可能导致对市场变化把握不准、决策或操作失误而造成经营上的损失。 管理风险:证券公司由于管理不善、违规操作而导致业务经营损失。 证券交易的风险防范 有目的、有意识地通过计划、组织、控制和监察等活动来阻止风险损失的发生,削弱损失发生的影响程度,以获取最大利益。 包括制度防范、风险监察、自律管理。
什么是应聘书 应聘书是指求职者根据用人单位发布的招聘人员的广告、通知和其他有关信息,有目的地表达求职意向的信函。 应聘书的特点 应聘书与求职信是一个类型,但相对求职信而言,求职目标比较明确,对用人单位的用人条件和相关要求心中有数,减少了求职的盲目性,与此同时又增加了求职的被动性。 一般而言,求职者呈递应聘书时是有针对性地单独传递,不象求职信那样可以群发,相较而言具有以下特点: 1、明显的针对性 写应聘书的目的是为了向用人单位请求特定的工作职位,应聘的目标很明确。招聘材料中对拟聘员工的素质、条件要求交代十分清楚。应聘书就是围绕那些特定的条件和要求写作的,所以它具有明显的针对性。 应聘人对相关职位的要求心中有数,所以要针对求职的目标,揣摩读信人的要求和心理,把握书信的内容和语气。力求做到方向正确、内容集中,重点突出。 2、强烈的自荐性 应聘书的诉求对象是确定的,那就是用人单位的人事经理、部门负责人或是招聘信息材料中指定的联系人。求职者必须向这个确定的对象介绍、推荐自己,要使对方从信中了解自己,让对方觉得只有应聘书的主人才是最合适的人选。所以信中往往围绕给定的招聘条件比较充分地介绍自己的基本素质和成绩,有的放矢地表明自己胜任工作的条件和能力。 3、独特的个性特征 一个招聘职位的公布往往会得到许多求职者的响应,用人单位在一段时间内会收到一大批应聘书。应聘人只有通过应聘书展示自己的特长和优势,给对方留下深刻的印象,引起对方的高度注意,才可能从人群中脱颖而出。因此,应聘书在内容和形式上都应力避平庸,追求不同于他人的个性化特征,给用人单位以独特而深刻的印象。 应聘书的写作要求 应聘书和求职信一样属于书信体的谋职文书,两者的格式大体相同,在写法上基本相同。但应聘书的写作应该特别注意以下几点: 1、称呼要十分明确 应聘书送达对象是已经知晓的特定人士,所以开头的呼语不能含含糊糊。 2、语气要亲切 因为诉求对象明确,应聘书的语气应该像与对方面对面交谈似的,非常自然亲切。 3、紧扣目标 应聘的目标明确,要求明确。应聘书的内容必须对应相关职位招聘条件,有针对性地选择自身条件、能力和成绩中与特定条件相符的内容进行介绍。用诚恳的语言表明自己对目标职位的兴趣和认识,说明自己得到这个职位后可能做出的特别贡献,以此赢得用人单位的好感和认可。 4、突出特长 要根据职位目标,通过分析,找准自己的优势条件,在应聘书中尽量展示自己的过人之处,扬长避短。只有超过其他应聘者,才有可能赢得先机。 5、先行调查 写作应聘书之前,要通过各种途径对应聘职位的有关情况以及用人单位的基本情况和招聘活动的有关细节进行调查研究,做到心中有数。这样才可能保证应聘书的针对性以及对职位认识的准确性,以免偏离方向。 应聘书和自荐信、求职信的异同 1、相同点 三种文书虽然名称不同,但是基本作用都是为了谋求一个职位。三者的结构相同,只是在正文的内容上有所侧重。另外,写作的要求也相同。 2、不同点 自荐信、应聘书与求职信是一个类型,同样属于应聘文书,但三者也有不同之处。 自荐信是推荐自己担任某项工作或从事某种活动,以便对方能接受的一种专用信件。它除了可以用来求职外,还可以用于在职人员推荐自己从事某一活动,或担任某一职务。 求职信、应聘书一般是毕业生或待业人员为了求得某一职位所写的谋职文书。应聘书相对求职信而言,求职目标比较明确,对用人单位的用人条件和相关要求心中有数,减少了求职的盲目性,与此同时又增加了求职的被动性,即必须依照用人单位的招聘条件有针对性地介绍自己,表达应聘请求。一般而言,求职者呈递应聘书时是有针对性地单独传递,不象求职信那样可以群发。 应聘书的示例 敬的×××先生/小姐: 您好! 本人欲申请贵公司网站上招聘的网络维护工程师职位。我自信符合贵公司的要求。 今年7月,我将从×××大学毕业。我的硕士研究生专业是计算机开发及应用,论文内容是研究Linux系统在网络服务器上的应用。这不仅使我系统地掌握了网络设计及维护方面的技术,同时又使我对当今网络的发展有了深刻的认识。 在大学期间,我多次获得各项奖学金,而且发表过多篇论文。我还担任过班长、团支书,具有很强的组织和协调能力。很强的事业心和责任感使我能够面队任何困难和挑战。 互联网促进了整个世界的发展,我愿为中国互联网和贵公司的发展做出自己的贡献。随信附有我的简历。如有机会与您面谈,我将十分感谢。 此致, 敬礼! 应聘人:××× ××××年×月×日
A publicly-traded biotechnology company marketing products in the field of oncology. The company made international headlines in 2002 after ImClone's founder and CEO Sam Waksal was indicted for attempting an insider trade of the company's stock. Shortly after Waksal's indictment, "domestic diva" Martha Stewart was also indicted for insider trading of the same stock. Stewart received information from Waksal and her own broker that Waksal had been trying to dump $5 million worth of his shares in the company on insider information, and she sold her shares on the knowledge that Waksal had tried to sell his. Both Sam Waksal and Martha Stewart were convicted of insider trading and other crimes and were sentenced to spend time in federal prisons.
The mid-point between the highest high and lowest low of a particular security calculated over the past nine periods. The Tenkan-Sen line is the conversion line used specifically in the Ichimoku Kinko Hyo (or Ichimoku Cloud) equilibrium charts. Along with the 26-period moving average, Kijun-Sen, it is one of two moving average lines displayed in the chart. This line is calculated by using the following formula:The resulting line is interpreted in the same manner as a short-term moving average. Alson known as "Tenkan-Sen line" or simply "Tenkan line". |||The Tenkan-Sen is generally used in combination with the Kijun-Sen to create predications of future momentum. A buy signal is created when the Tenkan-sen line moves above the Kijun-Sen, while a sell signal is created when the Tenkan-Sen line moves below the Kijun-Sen line. Many technical traders use the Tenkan-Sen as a tool for predicting levels where the price of the asset will find short-term support. When reading Ichimoku Kinko Hyo charts, investors should note that the Tenkan-Sen line leads the Kijun-Sen, and tracks price with more sensitivity because it covers a shorter period of time. When the Tenkan-Sen line crosses and moves above the Kijun-Sen line, this is generally considered a bullish signal. Alternatively, when the Tenkan-Sen line crosses below the Kijun-Sen line, it is considered a bearish signal.
A measure of financial performance that expresses the net amount of cash that is generated for the firm, consisting of expenses, taxes and changes in net working capital and investments.Calculated as: Watch: Free Cash Flow |||This is a measurement of a company's profitability after all expenses and reinvestments. It's one of the many benchmarks used to compare and analyze financial health. A positive value would indicate that the firm has cash left after expenses. A negative value, on the other hand, would indicate that the firm has not generated enough revenue to cover its costs and investment activities. In that instance, an investor should dig deeper to assess why this is happening - it could be a sign that the company may have some deeper problems.
The ratio comparing the change in the price of the underlying asset to the corresponding change in the price of a derivative. Sometimes referred to as the "hedge ratio". For example, with respect to call options, a delta of 0.7 means that for every $1 the underlying stock increases, the call option will increase by $0.70. Put option deltas, on the other hand, will be negative, because as the underlying security increases, the value of the option will decrease. So a put option with a delta of -0.7 will decrease by $0.70 for every $1 the underlying increases in price. As an in-the-money call option nears expiration, it will approach a delta of 1.00, and as an in-the-money put option nears expiration, it will approach a delta of -1.00.